Legal Terms & Conditions, Disclosure, & Privacy Policy Of Website And Blog

legal terms and conditions privacy policy

Terms & Conditions:
Michael J. Schiemer is not a lawyer, attorney, doctor, pharmacist, financial advisor, analyst, broker, investment professional, or any other finance / tax professional nor does he claim to be. This website and blog or any contributors are not providing investing advice, tax advice, legal advice, medical advice, or anything of the kind and content should not be taken as such. This website does not endorse network marketing companies nor make any financial claims about MLM businesses. All posts are merely opinions or experiences from Michael Schiemer or any of the other countless contributors. Some content may be submitted by guests contributors, companies, or agencies and the opinions expressed or content presented does not necessarily represent the views of Michael J. Schiemer or (Bootstrap Business). 

This blog and all my other media outlets and products written, edited, and/or published by Michael J. Schiemer may include paid or sponsored posts, links, content, pages, ads, product placement, reviews, affiliates, partners, and other similar promotions by third party companies. The views expressed in this blog are representative of the author or contributor and not Bootstrap Business or Michael Schiemer. I am not required to write positive reviews for any products or services even if I am compensated in some way, as are contributors. All thoughts and opinions are my own or those of contributors. There are little to no affiliate links on this website and blog, although if there are any the site owner may earn some small form of compensation for purchases made through the product or service link.

Investment Disclosure 
Michael Schiemer is not a stock broker, analyst, finance / tax professional, or representative of any financial institution. He owns a negligible amount of shares, bonds, funds, real estate, and cryptocurrency if any at all at any one time. He does not personally endorse any specific investments, although some contributing writers may mention specific investments or investing software platforms. All investments carry risks and investing should be done cautiously and ideally with professional financial advice.

Privacy Policy:
We do not share personal information with third-parties nor do we store information we collect about your visit to this blog for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser's settings. We are not responsible for the republishing of the content found on this blog on other Web sites or media without our permission. This privacy policy is subject to change without notice.

Notice Regarding Online Behavioral Advertising:
We may allow third party companies to serve ads and/or collect certain anonymous information when you visit our Web site.  These companies may use non-personally identifiable information
(e.g. click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you.  These
companies typically use a cookie or third party web beacon to collect this information.  To learn more about this behavioural advertising practice visit the NAI at networkadvertising. org.  To opt-out of this type of advertising, you can visit

Use of Images, Video, Audio, Other Media, & Intellectual Property:
Media utilized by Michael J. Schiemer and/or Frugal Business contains a mix of unique content owned by Michael J. Schiemer / Bootstrap Business, embedded media owned and allowed by its producers, approved media within these media platforms, creative commons media, and media used under the Fair Use act. You must credit and link to my website if you utilize any of my business intellectual property including images, quotes, statistics, or studies. You must ask for permission before any attempt at republishing an article as your own. Some forms of media used are cited within the picture, below the media, linking to the original source, or there is a deal between the two parties for usage. If you have a legitimate legal issue with any media utilized by Michael J. Schiemer or Bootstrap Business, please use my Contact Form first, and if I do not respond then send a cease and desist letter. The item in question will be modified, replaced, or removed immediately if applicable If you steal unique media from 2006-2022 in any form from Michael J. Schiemer or Bootstrap Business without proper citation or permission, you may be subject to legal action. 

Email Disclosure, Circulation, & Confidentiality:
Any emails sent out by Michael J. Schiemer, his assistants / associates, or Bootstrap Business is confidential, intended only for the specific recipient named in the email, and may not be circulated verbally, electronically, physically, or by any other means. Failure to comply with these terms may results in legal consequences. If you have received an email in error by any of these parties, or would like to stop receiving any emails, simply reply to the email in question with "Unsubscribe" in the title and you will be immediately removed from any mailing list, or emails of any type should cease immediately. 

General Data Protection Regulation
Bootstrap Business does not collect personal data besides names and email addresses submitted by a visitor's choice, and has a GDPR notification provided automatically by Google on all pages viewed from this website in Europe. We don't store any personal information aside from name and email address submitted through our Contact Forms and ignore any additional information provided wherever possible. 


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