Michael James Schiemer Legal Terms & Conditions, Disclosure, & Privacy Policy


Terms & Conditions:
Michael J. Schiemer is not a financial advisor, analyst, broker, investment professional, or tax professional. All posts are merely opinion of him or any other contributors. 

Disclosure:
This blog and all my other media outlets and products written, edited, and/or published by Michael J. Schiemer may include paid or sponsored posts, links, content, pages, ads, product placement, reviews, affiliates, partners, and other similar promotions by third party companies. The views expressed in this blog are representative of the author. I am not required to write positive reviews for any products or services even if I am compensated in some way. All thoughts and opinions are my own.

Privacy Policy:
We do not share personal information with third-parties nor do we store information we collect about your visit to this blog for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser's settings. We are not responsible for the republishing of the content found on this blog on other Web sites or media without our permission. This privacy policy is subject to change without notice.

Notice Regarding Online Behavioral Advertising:
We may allow third party companies to serve ads and/or collect certain anonymous information when you visit our Web site.  These companies may use non-personally identifiable information
(e.g. click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you.  These
companies typically use a cookie or third party web beacon to collect this information.  To learn more about this behavioural advertising practice visit the NAI at http://www.networkadvertising.org.  To opt-out of this type of advertising, you can visit http://www.aboutads.info/choices.

Use of Images, Video, Audio, Other Media, & Intellectual Property:
Media utilized by Michael J. Schiemer and/or Frugal Business contains a mix of unique content owned by Michael J. Schiemer / Bootstrap Business, embedded media owned and allowed by it's producers, approved media within these media platforms, creative commons media, and media used under the Fair Use act. You must credit and link to my website if you utilize any of my business intellectual property including images, quotes, statistics, or studies. You must ask for permission before any attempt at republishing an article as your own. Some forms of media used are cited within the picture, below the media, linking to the original source, or there is a deal between the two parties for usage. If you have a legitimate legal issue with any media utilized by Michael J. Schiemer or Bootstrap Business, please use my Contact Form first, and if I do not respond then send a cease and desist letter. The item in question will be modified, replaced, or removed immediately if applicable If you steal unique media in any form from Michael J. Schiemer or Bootstrap Business without proper citation or permission, you may be subject to legal action. 


Email Disclosure, Circulation, & Confidentiality:
Any emails sent out by Michael J. Schiemer, his assistants / associates, or Bootstrap Business is confidential, intended only for the specific recipient named in the email, and may not be circulated verbally, electronically, physically, or by any other means. Failure to comply with these terms may results in legal consequences. If you have received an email in error by any of these parties, or would like to stop receiving any emails, simply reply to the email in question with "Unsubscribe" in the title and you will be immediately removed from any mailing list, or emails of any type should cease immediately. 



Thank you,

Michael J. Schiemer
Owner, Author, & Publisher
Bootstrap Business: Money - Marketing - Motivation
Mike Schiemer Builds Better Business

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